fallen pampass grass
Artist: Marsha Andersoon
Monday 24 December 2012
Sunday 16 December 2012
Put aside money to shop for preparedness items that will privide some comfort and security
I have designed this diagram to illustrate a simple budget plan. The monthly income can be any amount. We all have different amounts of incomes coming into each household and we also
have different bills to pay each month.
An Investment Account is a good idea because in order to get at that money, you have to go into the bank to do the transaction.
Some months everything flows nicely, until that month when you may have done a lot of downloading on the internet, you see the bill at the end of the month and of course you let out that
arrhhhhhhhh! yell. Another good thing is you do not have to spend the clothing money every month, nor the entertainment money every month. If you do not use that money the best place to put it is in the Investment Account.
Let the Investment Account be the place where all monies you do not spend accumulate so that way you can buy the tools you will meed when you buy in bulk, you can take vacations that you will enjoy because you took the time to plan it well.
To find out more about obtaining preparedness items and how to store these items: these items include medicine chest with all the things you will need in case of a disaster, also in case of scarcity
of such items because of injuries that may be caused by flooding, fire, famine. To learn more about this visit natural news and, activist post.
These two sites have the best lists of items you will need to start buying, seriously.
Keep visiting for more om this topic . Thank you for stopping by.
Author: Marsha Anderson
Wednesday 21 November 2012
The benefits that can be gained from sales forecasting
So, you are thinking of starting a small business and you need to know some basic things whether you are starting your business at home or at a place you are renting to run it.
Today I want to share some tips on sales forecasting because it is critical from a management and a sales point of view. A lack of history makes it challenging for business start-ups to estimate a figure.
Having accurate sales figures are the most important steps in developing your cash flow forecasts.
You need to know how much you plan to sell in the next 12 months in order to plan how much to spend.
Developing a monthly sales forecast:
To manage your business efficiently, you need a detailed monthly forecast.
Step 1. Look at the projected sales for the year and record the assumptions on which they are based
Step 2. Projecting a trend or a Growth curve.
Project a plausible growth curve , include any events planned or otherwise that may contribute to, or detract from your sales potential.
Do a quick draft of your first year in business. Do not think about actual sales numbers, think about the events and influences that will shape your business in the first 12 months. Remember to include the time it will take you to build sales, seasonal influences, special promotions, and when you can expect results from ads and your own sales efforts.
I hope this helps you with your start-up. Thank you for stopping by.
Author: Marsha Anderson
Today I want to share some tips on sales forecasting because it is critical from a management and a sales point of view. A lack of history makes it challenging for business start-ups to estimate a figure.
Having accurate sales figures are the most important steps in developing your cash flow forecasts.
You need to know how much you plan to sell in the next 12 months in order to plan how much to spend.
Developing a monthly sales forecast:
To manage your business efficiently, you need a detailed monthly forecast.
Step 1. Look at the projected sales for the year and record the assumptions on which they are based
Step 2. Projecting a trend or a Growth curve.
Project a plausible growth curve , include any events planned or otherwise that may contribute to, or detract from your sales potential.
Do a quick draft of your first year in business. Do not think about actual sales numbers, think about the events and influences that will shape your business in the first 12 months. Remember to include the time it will take you to build sales, seasonal influences, special promotions, and when you can expect results from ads and your own sales efforts.
- Will December be better than March
- Will back to school create income for you
- Do you plan to attend a major conference in June
- How long until you make your first sale
- Will sales rise quickly, or will your business require more time to grow/
I hope this helps you with your start-up. Thank you for stopping by.
Author: Marsha Anderson
Sunday 4 November 2012
Improving income with cash-flow forecasting
Hello and welcome. Thank you for stopping by , enjoy your visit.
Cash is the lifeblood of every company. Cash determines whether a company can pay its bills and meet its obligations. Cash moves in and out of a company through cash-flow.
If you are starting up a business you need to know how and when cash comes in and goes out of your company, this is critical to the financial stability, and ultimately to your ability to remain economically capable of living and surviving.
Cash does not come in steady flows. most cash receipts fluctuate from day to day, and from season to season. Budgets give a stationary snapshot of how much cash you are expecting, and where you expect to spend it. Cash-flow and its analysis are dynamic, in that it gives a motion picture view of what is happening in your business from a cash standpoint. Most importantly, it predicts what is going to happen in the future so you can plan and prepare for that situation.
Cash-flow forecasting involves the preparation of detailed revenue and expenditure items as they are actually being planned to occur. Documenting receipts of a revenue, or payment of an expense in the expected time period in which it is expected to occur. Therefore, if you are selling goods or services on credit, the amount would be put into the actual month in which the receivable is due.
At this point you can determine if the cash requirements for each period are consistent with the cash that is available for that period. If there is insufficient funds available, there are many options as to the resolution of the problem.
Analysis:
Marsha Anderson on Google+
Marsha Anderson wishing you a profitable week ahead!
Cash is the lifeblood of every company. Cash determines whether a company can pay its bills and meet its obligations. Cash moves in and out of a company through cash-flow.
If you are starting up a business you need to know how and when cash comes in and goes out of your company, this is critical to the financial stability, and ultimately to your ability to remain economically capable of living and surviving.
Cash does not come in steady flows. most cash receipts fluctuate from day to day, and from season to season. Budgets give a stationary snapshot of how much cash you are expecting, and where you expect to spend it. Cash-flow and its analysis are dynamic, in that it gives a motion picture view of what is happening in your business from a cash standpoint. Most importantly, it predicts what is going to happen in the future so you can plan and prepare for that situation.
Cash-flow forecasting involves the preparation of detailed revenue and expenditure items as they are actually being planned to occur. Documenting receipts of a revenue, or payment of an expense in the expected time period in which it is expected to occur. Therefore, if you are selling goods or services on credit, the amount would be put into the actual month in which the receivable is due.
At this point you can determine if the cash requirements for each period are consistent with the cash that is available for that period. If there is insufficient funds available, there are many options as to the resolution of the problem.
Analysis:
- Measure the flow of money in and out of your business
- Know when to spend
- Know when to reduce spending
- Know when more money is needed
- Forecast your monthly sales, expenses, and cash in the bank
- Measure your actual monthly sales and expenses against your forecasting
- Find out how much cash is needed for the operation of your business
Marsha Anderson on Google+
Marsha Anderson wishing you a profitable week ahead!
Monday 10 September 2012
Taking the stress out of building your start-up
When marketing online the first thing you may want to do is recognize what you do not know. Make a list of those things and begin your research on those topics.
The best way to go about this is to get your hands on different business books written by the experts that will help with your marketing and technical skills development.
Having the motivation to learn and grow as a person and a leader as well is an important step. Treat all the knowledge that you gain from your research as valuable income also. This is what I mean by "Income from Income"
Building your start-up will be less stressful once you decide what is making you happy and is allowing you to commit 100% because you enjoy doing what you do. Be passionate about creating your brand (product, or service)
Take a look at this, it's FREE: Power of Promoting You
I hope you enjoyed your visit. You are always welcome. have a great day
Marsha Anderson
The best way to go about this is to get your hands on different business books written by the experts that will help with your marketing and technical skills development.
Having the motivation to learn and grow as a person and a leader as well is an important step. Treat all the knowledge that you gain from your research as valuable income also. This is what I mean by "Income from Income"
Building your start-up will be less stressful once you decide what is making you happy and is allowing you to commit 100% because you enjoy doing what you do. Be passionate about creating your brand (product, or service)
Take a look at this, it's FREE: Power of Promoting You
I hope you enjoyed your visit. You are always welcome. have a great day
Marsha Anderson
Wednesday 22 August 2012
What is Income? Why we all need it.
Welcome, glad that you took the time to stop by. I hope you enjoy reading what I have to share.
The question is; what is Income? I believe Income is knowledge that we intake. It is important that we all need to engage ourselves with the information that will allow us to be successful. In other words, Income begins to accumulate in the mind as creative thoughts that may lead to financial Income. Once we can plan out what are the best subjects/courses we must indulge in to achieve the main goal which is of course; financial stability (in order to live comfortably.)
One of the first things I will like to share with you is a link to a site that can help with organizing your plans and, the good thing is it's free. You can have your own online space to access all your ideas and plans, including your very own business plan.
Remember to create an enjoyable learning experience and that should include a comfortable space to work in,
I want you to keep visiting this blog to find out about more fantastic resources to help you achieve your goals.
Here is that link I mentioned before:
plan anything
Stay focused. Have a wonderful day! Until next post.
Authored by Marsha Anderson
The question is; what is Income? I believe Income is knowledge that we intake. It is important that we all need to engage ourselves with the information that will allow us to be successful. In other words, Income begins to accumulate in the mind as creative thoughts that may lead to financial Income. Once we can plan out what are the best subjects/courses we must indulge in to achieve the main goal which is of course; financial stability (in order to live comfortably.)
One of the first things I will like to share with you is a link to a site that can help with organizing your plans and, the good thing is it's free. You can have your own online space to access all your ideas and plans, including your very own business plan.
Remember to create an enjoyable learning experience and that should include a comfortable space to work in,
I want you to keep visiting this blog to find out about more fantastic resources to help you achieve your goals.
Here is that link I mentioned before:
plan anything
Stay focused. Have a wonderful day! Until next post.
Authored by Marsha Anderson
Subscribe to:
Posts (Atom)